The Rs 100 welcome bonus on Namma11 looks generous on the splash screen, but the fine print sits in three places — the sign-up form, the bonus wallet, and the wagering target — and missing any one of them blocks withdrawal. Here is the field-by-field walkthrough that gets the bonus credited, the wagering target cleared, and the winnings withdrawn in a single sitting, plus the 4 traps the helpdesk sees every week.
· Namma11 Fantasy Desk
The Namma11 sign up bonus is a Rs 100 welcome credit that lands in your bonus wallet the moment your first deposit clears. The bonus is not cash. The bonus is not withdrawable directly. The bonus is a stake credit that must be used to enter contests, and any winnings from those contests land in your withdrawable cash wallet after you clear the wagering target.
The wagering target on the Rs 100 welcome bonus is 4x the bonus amount, which means Rs 400 of contest entry fees before any winnings become withdrawable. Once you have entered Rs 400 worth of contests (across any number of entries — 4 contests at Rs 100 each, or 40 contests at Rs 10 each, or any combination), the wagering target clears and any winnings from those contests are added to your cash wallet, withdrawable to your bank account.
The Rs 100 welcome bonus is a one-time offer, available only to new accounts that have not previously claimed a Namma11 sign-up bonus. If you already have a Namma11 account under any name, PAN, or device, you are not eligible. Namma11 runs a duplicate-account check at the bonus credit step — if you are flagged, the bonus is not credited and the deposit is refunded to your payment source within 24 hours.
The sign-up bonus is not stackable with referral bonuses, deposit bonuses, or any other promotion. If you sign up through a friend's referral link, you get the referral bonus instead of the welcome bonus (the referral bonus is typically Rs 50-200 depending on the campaign). If you want the full Rs 100 welcome bonus, sign up directly using the code NAMMA11100, not through a referral link.
The first step is the sign-up form itself. Namma11 asks for mobile number, password, full name (as on PAN), email, state, and a bonus code field at the bottom. The bonus code field is optional on the form, but if you leave it blank, you get the default Rs 25 welcome bonus instead of the Rs 100 welcome bonus. Type NAMMA11100 in the bonus code field before submitting the form.
Mobile number must be a 10-digit Indian mobile number. Namma11 does not accept international numbers, VoIP numbers, or numbers registered under a different name than your PAN. The mobile number you use here becomes the primary identifier on your Namma11 account — you cannot change it later without contacting support, and the change triggers a fresh KYC review.
Full name must match the name on your PAN exactly. If your PAN says "Rajesh Kumar Sharma", the name field must say "Rajesh Kumar Sharma" — not "Rajesh Sharma", not "R K Sharma", not "RAJESH KUMAR SHARMA" (capitalisation is fine but the words must match). If the name does not match PAN, the KYC step later will reject, and the bonus will be voided because the account will not pass verification.
State selection matters because fantasy sports are regulated differently across Indian states. Namma11 operates in the states where skill-based fantasy sports are permitted — Assam, Odisha, Telangana, Andhra Pradesh, Tamil Nadu, and a few others are restricted. If you select a restricted state, the sign-up form will block you from creating an account. Select your current state of residence, not your home state if you are living elsewhere for work.
After submitting the sign-up form, Namma11 sends a 6-digit OTP to your mobile number. Enter the OTP within 5 minutes — the OTP expires after that window. If the OTP expires, request a new one. Once the OTP is verified, your Namma11 account is created and you can move to the deposit step.
The minimum first deposit on Namma11 is Rs 100 — the exact amount that triggers the welcome bonus. If you deposit Rs 99, the bonus is not credited. If you deposit Rs 101, the bonus is credited but the extra rupee goes to your cash wallet only. The first-deposit bonus credit is a flat Rs 100, not a percentage, so depositing Rs 10,000 does not give you Rs 10,000 in bonus — it gives you the same Rs 100.
Payment methods supported for the first deposit: UPI (Google Pay, PhonePe, Paytm, BHIM), Paytm wallet, PhonePe wallet, net banking (all major banks), and debit cards (Visa, Mastercard, RuPay). Credit cards are not supported because RBI regulations prohibit credit card funding for fantasy sports accounts. International cards and wallets are not supported. Choose UPI for the fastest processing — UPI deposits clear in 30 seconds to 2 minutes.
The bonus credit timing depends on the payment method. UPI deposits credit the bonus instantly (within 30 seconds). Net banking and debit card deposits credit the bonus within 5-15 minutes. If the bonus does not appear in your wallet within 30 minutes for any method, refresh the wallet page once, and if still missing, contact support with the deposit reference number. Do not make a second deposit to "trigger" the bonus — the second deposit will not re-credit the bonus, and you may end up with two deposits both locked in the wagering target.
The deposit itself is added to your cash wallet. The bonus is added to your bonus wallet. These are two separate wallets. You cannot combine them in a single contest entry. A contest entry must be paid entirely from one wallet. If you want to use the bonus, select the bonus wallet at the contest entry step. If you want to use cash, select the cash wallet. Mixing is not allowed.
Once the bonus is in your bonus wallet, the next step is to enter contests using the bonus wallet stake. The Rs 100 bonus can be entered as 1 contest at Rs 100, or split across multiple smaller contests — 2 contests at Rs 50, 5 contests at Rs 20, 10 contests at Rs 10, and so on. Namma11 does not impose a minimum contest size for bonus usage, so Rs 1 contests are valid bonus stake entries.
The wagering target is 4x the bonus amount, which means Rs 400 of total bonus-wallet entry fees. This is calculated as the sum of all bonus-wallet entries, regardless of whether the contests win or lose. A Rs 100 entry in a contest you lose still counts Rs 100 toward the wagering target. A Rs 100 entry in a contest you win also counts Rs 100 — the wagering target is on entries, not on losses.
Winnings from bonus-wallet contests do not become withdrawable until the wagering target is fully cleared. While the wagering target is in progress, winnings from bonus-wallet contests land in a "locked cash" sub-wallet. Once the wagering target hits Rs 400 in total entries, the locked cash becomes regular cash and is withdrawable. If you withdraw cash before clearing the wagering target, the bonus and any winnings from bonus-wallet contests are voided.
Strategy tip: enter low-entry contests first to clear the wagering target with the lowest variance. A Rs 10 contest entry × 40 entries = Rs 400 wagering target cleared. If you enter 40 Rs 10 contests and lose all of them, you lose Rs 400 in bonus stake (which was free anyway) and the wagering target is cleared with no locked cash pending. If you enter 40 Rs 10 contests and win some, the locked cash becomes withdrawable after the 40th entry.
Strategy tip 2: avoid entering a single Rs 400 contest. If you lose, the wagering target clears in one shot but you lose the entire bonus. If you win, the prize pool structure on a single Rs 400 mega contest is hard to clear profitably because mega contests have low win rates (~5-10% for top-25% finishers). Splitting into smaller contests spreads the variance and increases your expected value of clearing the wagering target.
Once the wagering target is cleared and your winnings are in the cash wallet, you can withdraw to your bank account. The withdrawal process on Namma11 takes 4-12 hours for UPI withdrawals (Google Pay, PhonePe, Paytm) and 24-48 hours for net banking withdrawals. The first withdrawal on a new Namma11 account takes 24-48 hours regardless of method because the bank-side verification is fresh.
Minimum withdrawal amount is Rs 100. Maximum is Rs 50,000 per transaction (Rs 2 lakh per day for verified accounts above Rs 10 lakh cumulative deposits). There is no fee for UPI withdrawals up to Rs 10,000. Above Rs 10,000, Namma11 charges a 2% processing fee to cover bank-side charges. Net banking withdrawals have a flat Rs 25 fee per transaction.
Bank account must be the same account that completed KYC verification. You cannot withdraw to a different bank account without re-running KYC, which takes 24-72 hours and voids any pending withdrawals. If you want to change your withdrawal bank account, do it during a low-activity period (between IPL seasons, for example), not during an active contest run.
Tax note: Namma11 deducts TDS (tax deducted at source) at 30% on net winnings above Rs 10,000 in a single withdrawal. For example, if you withdraw Rs 50,000 in net winnings, Namma11 deducts Rs 15,000 TDS and credits Rs 35,000 to your bank. You will receive a TDS certificate (Form 16A) quarterly which you can use to claim the TDS as credit when filing your income tax return.
Trap 1 — wrong bonus code. Players type NAMMA100 or WELCOME100 or leave the field blank. Only NAMMA11100 credits the Rs 100 welcome bonus. If you used a different code, the bonus is whatever the alternative code offers (typically Rs 25-50) and is non-upgradeable. There is no retroactive adjustment — Namma11 will not credit the difference later.
Trap 2 — duplicate account flag. Players who signed up years ago (often to play a single contest and forgot) and try to sign up again with the same mobile number or PAN get flagged for duplicate account. The bonus is voided, the deposit is refunded, and the new account is locked. Recover the old account through support, or use a different mobile number and bank account (with a different PAN holder) for the new account.
Trap 3 — restricted state. Players in Assam, Odisha, Telangana, Andhra Pradesh, or Tamil Nadu cannot create a Namma11 account. If you select one of these states and submit the form, the sign-up is blocked. There is no workaround — Namma11 does not operate in restricted states under any circumstances. If you have a temporary address in a permitted state, you can use that, but you must complete KYC with documents matching that address.
Trap 4 — wagering target panic withdrawal. Players clear Rs 200 of the wagering target (out of Rs 400), then try to withdraw their initial deposit to "test" the withdrawal flow. The withdrawal attempt voids the bonus and locks any locked-cash winnings. Wait until the wagering target is fully cleared before attempting any withdrawal, even a partial one.
Q. What is the Namma11 sign up bonus code?
A. The current sign up bonus code is NAMMA11100 for a Rs 100 welcome bonus. Enter this code in the bonus code field on the sign-up form before submitting.
Q. Can I withdraw the Namma11 sign up bonus directly?
A. No. The bonus is a stake credit, not cash. It must be used to enter contests, and winnings from those contests become withdrawable only after you clear the 4x wagering target (Rs 400 in total entries).
Q. How long does the Namma11 welcome bonus take to credit?
A. UPI deposits credit the bonus within 30 seconds. Net banking and debit card deposits credit within 5-15 minutes. If the bonus does not appear within 30 minutes, refresh the wallet and contact support with the deposit reference number.
Q. Is the Namma11 bonus code stackable with referral codes?
A. No. You can use either the welcome bonus code (NAMMA11100) or a referral code, not both. If you sign up through a referral link, you get the referral bonus instead of the welcome bonus.
Q. What is the wagering target on the Rs 100 welcome bonus?
A. The wagering target is 4x the bonus amount, or Rs 400 in total bonus-wallet contest entries. The target is cleared by the sum of entries, regardless of win/loss outcome. Once Rs 400 in entries is reached, any locked-cash winnings from bonus-wallet contests become withdrawable.
Q. Can I claim the Namma11 welcome bonus twice?
A. No. The welcome bonus is a one-time offer per person. Namma11's duplicate-account check uses PAN, Aadhaar, mobile number, device fingerprint, IP address, and bank account. Any duplicate trigger voids the bonus.
For the broader coverage, see our fantasy cricket app hub for more Namma11 KYC, deposit, withdrawal, and bonus guides.
